Insurance companies sometimes try to save money by increasing patients’ out-of-pocket costs for drugs, moving prescriptions to a more restrictive tier, or removing prescriptions from the formulary altogether.
When a patient is locked into an insurance plan for the year, shouldn’t the insurance company be locked into providing the benefits they promised? The Illinois State Medical Society thinks so.
We supported a new law to prevent insurance companies from changing drug coverage after patients are locked in for the year. We believe you should get what you pay for.