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When patients sign up for health insurance, we’re locked into our health insurance plans for a full year. If we stop paying, they stop covering.

But, the same isn’t true for powerful insurance companies.

With insurance companies burdening us with higher out-of-pocket costs, patients are constantly looking for ways to save money and reduce our rising health care costs.

On April 8, at a Harvard Medical School forum hosted by Pioneer Institute, President Trump’s secretary of health and human services was asked whether it was advisable for state Medicaid programs to use “cost-effectiveness reviews” that have become common in Europe.

Pharmacy benefit managers, the secretive drug middlemen that pocket billions of dollars in kickbacks, were grilled this past week at a U.S. Senate Finance Committee hearing on drug prices.